Terms of Use

The Redwoods Group operates redwoodsgroup.com as a community platform to allow everyone to collaborate, share and discuss topics related to safety and society. The use of The Redwoods Group’s products, trainings, websites and services (collectively “Services”) are subject to this legal agreement (the “Agreement”) between you (“Users” or “you”) and The Redwoods Group (“Redwoods”) whose principal place of business is 600 Park Offices Dr., Suite 300 P.O. Box 13965, Durham NC 27709.

Redwoods Contact Information

If you have any questions concerning our Terms of Use, please contact us at the appropriate address below. We will attempt, where practical, to respond to your request and to provide you with additional privacy-related information.

The Redwoods Group
Attn: General Counsel
600 Park Offices Dr., Suite 300
P.O. Box 13965
Durham, NC 27709

Accepting the Terms

In order to use the Services provided you must agree to this Agreement. By accessing this site and the Services provided, you accept this Agreement.

Your Privacy & Security

Redwoods collects some private information that could be used to specifically identify you. This information is protected by our Privacy Promise and a secure login to your account. You are responsible for maintaining the confidentiality of passwords associated with any account you use to access the Services.

If you become aware of any unauthorized use of your password, your account or registration under your organization’s account, you agree to notify Redwoods immediately at community@redwoodsgroup.com.

For California Residents (CCPA)

Please read our privacy statement for California residents.

Account Registration

In order to access certain Services, you may be required to provide information about yourself, such as identification or contact details, as part of the registration process or as part of your continued use of the services.

Community Use

You agree to use the services only for purposes that are permitted by (a) this Agreement and (b) any applicable laws or regulations in the relevant jurisdictions.

As a User, you agree not to use the Services to:

  • Upload, post or otherwise share any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
  • Harm minors, or anyone else, in any way;
  • Interfere with the operation of the Services via the use of electronic viruses, programs or technology designed to disrupt or damage software or hardware;
  • Employ a robot, spider or other process or device to harvest e-mail addresses or other User information or to monitor the activity on the Site; or
  • Impersonate another person or entity or to forge any e-mail communication or message.

Unless you have been specifically permitted to do so in a separate agreement with Redwoods, you agree that you will not reproduce, duplicate, copy, sell, trade or resell the content or Services for any purpose.

Content Sharing

You understand that all information (such as files, written text, photographs, videos or other images) which you may have access to, are the sole responsibility of the person from which such content originated. That content may be protected by intellectual property rights that are owned by creator who shared that content through The Redwoods Group.

The Redwoods Group reserves the right to pre-screen, review, flag, filter, modify, refuse or remove any or all content that is inappropriate, illegal, offensive, harmful, disrespectful or negative.

You agree that you are solely responsible for any Content that you create, transmit or display while using the Services provided by Redwoods.

Insurance Transactions

You cannot bind, alter or cancel coverage through an electronic communication or online form. Please discuss your insurance needs with us personally via our contact channels.

Fraud Claims Reporting

A person who knowingly and with intent to injure, defraud or deceive and insurance company files a claim containing false, incomplete of misleading information may be prosecuted under state law. For your protection, please read your relevant state’s fraud reporting notice.

Confidential Information Sharing

You agree not to share confidential information, such as sensitive claims details, through any of our public Services available to the community.

Ending the Relationship

You may disable your online account at any time. If you wish to terminate this legal Agreement with Redwoods, you may do so by notifying Redwoods at any time, in writing, to the address in this Agreement.

If Redwoods disables access to your account, you may be prevented from accessing certain Services, your account details or any content contained in your account. The Redwoods Group may terminate your account for violating this policy.

Your Proprietary Rights

You retain copyright and any other rights you already hold in content which you submit, post or display through The Redwoods Group’s services. By submitting, posting or displaying this content you give The Redwoods Group a perpetual, royalty-free and non-exclusive license to reproduce, adapt, modify, translate, publish, publicly perform, publicly display and distribute it. This is for the sole purpose of enabling The Redwoods Group to display, distribute and promote the content you provide.

If you believe that any material contained in the Services infringes your copyright, you should notify Redwoods of your copyright infringement claim by emailing us at community@redwoodsgroup.com. You may be asked to provide additional information in accordance with the Digital Millennium Copyright Act.

Redwoods Proprietary Rights

Unless you have agreed otherwise in writing with The Redwoods Group, you do not have the right to use any of The Redwoods Group’s copyrights, trade marks, logos, domain names and other distinctive brand features.

Changes to the Agreement

Redwoods may change the terms in this Agreement from time to time. When the terms are changed, Redwoods will make a posting on the web site regarding the change. You agree to review the terms of this Agreement from time to time. If you do not agree to be bound by any future changes, you should promptly notify Redwoods and discontinue your use of the Services. If you use the Services after Redwoods has posted a change to these terms on the web site, you are agreeing to be bound by that change.

You agree that The Redwoods Group may provide you with notices, including those regarding changes to this agreement by email, regular mail or online postings.


Risk Management services are provided by The Redwoods Group to assist the insured in fulfilling their responsibilities for the control of potential loss-producing situations involving their operations. The information contained is not intended as legal advice, it simply represents trends in the YMCA, JCC, Boys & Girls Clubs, camping, and/or similar youth-serving industries, related industries and/or law. Laws and suggested standards are under constant review by courts, states and trade groups. They can be vastly different in each jurisdiction. For legal advice relating to any subject addressed, Users are advised to seek the services of a local personal attorney. The information is provided “AS IS” without warranty of any kind and The Redwoods Group expressly disclaims all warranties and conditions with regard to any information contained, including all implied warranties of merchantability and fitness for a particular purpose. The Redwoods Group assumes no liability of any kind for information and data contained or for any course of action you may take in reliance thereon.

Business Partners and Affiliates
Redwoods does not receive any monetary compensation from any vendors we partner with or recommend you to use.